From time to time, we could all use a little bit of extra cash. Whether the extra cash is needed for emergency car repairs or a special weekend trip, sometimes your paycheck just doesn’t give you enough money for a specific financial need. While many people may turn to a bank loan when they are feeling the cash crunch, it is not always easy to obtain a loan from a bank if your credit is less than perfect. If you live in Rocky Mount, North Carolina and need emergency money for whatever reason but you can’t obtain a bank loan, a title loan may be the solution you need for a financial problem. Unlike bank loans that require good credit, a title loan only requires that you have a car title to put up for collateral. If car title loans Rocky Mount sounds good to you, we are here to help.
How To Obtain A Title Loan in Rocky Mount
If a title loan sounds like the perfect solution for your financial problem, it is easy to apply for one on our user-friendly website. All you need to apply for one of our title loans is the following information:
- Your Name, Address, Zip Code, And Phone Number
- Make, Model, Year, And Mileage Of Your Car
Once you have filled out our simple online form, you will receive a free car title loan estimate. Then, one of our friendly customer service representatives will call you at your earliest convenience to discuss your car title loan with you.
How Much Money Can I Get With A Car Title Loan?
Now you might be wondering exactly how much money you can get a car title loan. With a car title loan, you are usually eligible to receive a loan for up to half the Kelley Blue Book value of your car. Other factors like the condition of your car may play a role in how much money you can borrow, so expect to get more money if your car is in excellent condition.
Can I Keep My Car While I Pay Off My Loan?
The great thing about a car title loan is that you get to keep your car while you are making payments on your loan. We simply hold your title and you will get it back when your final loan payment is made. As long as you repay your loan back in the predetermined time stated in your loan contract, you don’t have to worry about losing your car.
If title loans in Durham / Rocky Mount sounds like the perfect solution for your money problem, please do not hesitate to fill out the form on our website. As long as you have the required personal information and your car title, we should be able to get you money the very same day you apply for the loan. Even if you have less than perfect credit, you don’t have to worry because your credit is not a deciding factor when it comes to obtaining one of our car title loans Rocky Mount. No matter what you need the money for, we are here to help. For more information or if you need answers to any other questions about obtaining a car title loan, please call our office and speak to one of our friendly and courteous customer service representatives.