If you find yourself in a bad financial situation and you have a credit score that’s not up to snuff, a Lexington title loan could be a solution for your problem. Title loans do not require a credit check, and you can usually walk out of a lender’s office with cash in hand in less than half an hour. Many people turn to payday loans when they need cash fast, but these types of loans require you to have a checking account to secure the loan, whereas car title loans in Lexington do not. All you need to secure a title loan is your free-and-clear vehicle, proof of income (unemployment and disability payments will count as income!), and a government-issued ID. You temporarily surrender the hard copy of your vehicle title to the lender, which serves as collateral to secure the loan. Once you repay the loan, you get your title back and go on your merry way. It is important to make payments in a timely manner, as it is possible the lender will repossess your vehicle if you default. This does not often happen, as title lenders don’t want to go through the expense and the hassle of repossessing vehicles. Taking out a title loan, if you do it right, can solve your immediate financial problem and boost your credit rating, too!
If you feel you’ve been treated unfairly in relation to a title loan in Lexington, you can file a complaint with the Lexington Police Department, which is headed by police chief Mark Sink. Sink says his dedicated officers utilize proactive enforcement strategies and crime prevention methods to reduce crime and that the department seeks input from the community and citizen groups like Community Watch to create long-term solutions for neighborhood crime problems.
Here’s what a few of our customers had to say about our Lexington car title loan services:
“I am so glad that I had the luck to find this place. I thought that I would feel funny asking for a loan, but my representative really made my day-…with the loan (which was terrific) … with the whole experience… I never thought borrowing money would be fun!… I will send you any referrals I can. Regards.”
“I love coming here because they help with anything I need and they are so convenient. I haven’t learned their names but they all are great and knowledgeable.”
“I really liked this place. I’ve never had a problem with them and their service is fast and easy. No hassle, pain free. What more can anyone ask for when it comes to quick loans? Thank you for making getting cash easy when people are in need!”
“This place is great! Very personable, efficient and the best customer service in the world! Keep it up! Kudos to the staff for a job well done! Thank you for being so kind and courteous!!!”