Have you found yourself struggling to pay the bills but you can never seem to get ahead? Are the bill collectors hounding you day after day with no relief or end in sight? You may be thinking about how you can possibly borrow money to get all the harassment to stop but you really don’t know where to turn. Title loans in Apex may be the answer that you are looking for!
A title loan is much simpler than many people make them out to be. Anyone who owns his or her vehicle will be able to borrow anywhere from hundreds to even thousands of dollars, depending on the kind of vehicle they have and the current condition that it is in. A title loan is meant only as a short term solution to financial problems and is not meant to be taken out repeatedly. However, when used responsibly, a title advance can be the perfect answer to a temporary cash flow dilemma.
Easy Submission Process for Title Loans Apex
We offer one of the easiest ways to get a title loan ever. Instead of having to physically go to a store, you can apply from right here. A title loan can be approved all from online and even from your smartphone if you wish! We don’t ask for a lot of information when you fill out the form. You’ll just need to fill in your full name, address, and telephone number. When filling out your number please be sure to double-check that it is correct, as we will call you after you submit the form to make sure you understand the rest of the process.
We also need to know the figures on your vehicle in order to process title loans in Apex. This only means that we need to know the make and model of the vehicle, as well as the current mileage. From there we use a title loan calculator to figure out exactly how much your loan will be.
North Carolina Title Loan Laws
Velocity Cash is dedicated to making sure we abide by all the rules set forth by the state of North Carolina in regards to title loans. This law is set for by the N.C. Gen. Stat. 53-173.
- No maximum amount that a borrower can take out
- No limits on interest rates
- Borrowers must be 18 years old
- Any car, van, truck or motorcycle can be used as collateral
- A hard copy of the title must be handed over to the company during the loan
No Credit or Background Checks
There are never credit or background checks for any customers who wish to apply for a title loan. This isn’t the case for loans from a bank or credit union. You’ll always undergo a credit check if you apply for a traditional loan and even a fair score may keep you from getting the cash that you need. Title loan companies understand that their customers may have had problems in the past with overdue bills and late payments which have caused poor credit scores. That’s why there will never be a check during the application process.
Use the Cash Right Away
Once you are approved for title loans in Raleigh you will get the cash in your account within a day or less. You’ll have about 30 days to repay the loan, plus interest. If you need more time to pay on the loan, talk to a representative. They will allow you to extend your loan so you have additional time to pay it off.