Havelock Car Title Loans

If you need cash now but do not want to max out your credit cards, a car title loan may be the financing option for you! Because car title loans are secured loans, perfect credit is not required! As long as you have a clean and clear car title, you can quickly borrow money. Not only that, because all we require is that you hand over the title until you repay the loan, and not the vehicle itself, you can drive your car or truck and still borrow against it!

How Title Loans Work

Title loans are secured loans against the title (the piece of paper that denotes ownership of the car) of your vehicle. Unlike credit cards or personal loans, title loans are secured by the value of your vehicle. It does not matter if you have good credit, bad credit, even no credit! As long as the car title is clean and clear (meaning you have no outstanding loans on the car or any tax liens), you can be eligible to borrow and receive a quick cash loan.

Unlike other types of secured loans, such as pawn loans, you do not have to give us the keys to the vehicle. Since all we require is that you hand us the car title to hold while you pay back the loan, you are able to continue driving your vehicle until the loan is repaid! It’s like having your cake and eating it too!

How To Apply For A Title Loan

If you are interested in applying for a title loan, the first thing you need to do is fill out the online application form (available on this website). The first thing we need is information for your car: year, make, model, mileage. In addition, we need personal information such as name, phone number and zip code (in order to contact you). Once you submit this application, one of our representatives will quickly get back to you regarding a online free quote. You are not required to accept this quote, but once you see how much you can borrow against your vehicle’s title, it may be an offer too good to refuse!

Car Title Loan Regulations

For car title loans, the following rules apply: when you accept a vehicle title loan, you agree to hand over title to the vehicle to us (the lender) in exchange for a cash loan. Because this is a loan, you will be required to make monthly principal and interest payments. Once you make your final title loan payment, the vehicle’s title will revert back to you.

If you are unable to make a payment, we will work with you initially so you are able to continue making payments. However, if you consistently miss payments, we have the right to repossess and subsequently sell your vehicle.

Benefits of Car Title Loans

To sum things up, here are some of the many benefits of title loans as compared to other types of personal loans:

  • Easy to Qualify
  • Get to Drive Your Car While Making Payments
  • Get The Cash You Need Quickly

If you need cash to repay other debts, for an emergency, or for any other reason, consider a car title loan for your personal financing needs!