Charlotte Car Title Loan

If you’re in Charlotte, an online title loan is an easy and fast way to get cash. With an online title loan, you use your car title to prove your ability to pay instead of your credit score. It’s important to get good information from trusted resources when you’re getting a title loan. The size of the loan you will receive is based on the amount of cash you want, the value of your vehicle, and your ability to repay it. You want to get as much cash as possible while making sure you have manageable payments.

With online resources at your disposal, getting a Charlotte title loan has never been easier.

How Do You get a Title Loan?

In about 24 hours, you can put cash in your pocket with a title loan. There are a few steps you will need to follow:

You will need your vehicle and required paperwork.  To get started, you can complete the online application.

Documents Required

You will need to submit documentation to get a title loan. This can include information like an ID, your vehicles registration, and proof of income. The following are examples of required documents:

  • A valid title showing that you are the vehicle’s sole owner
  • A government ID. This name must match the title.
  • A document showing proof of residence or a utility bill. This must match the title.
  • Vehicle registration (proof of)
  • Vehicle insurance (proof of)
  • Proof of income such as a pay stub
  • Two references and their contact info
  • A copy of the vehicle’s keys

The Process

Getting approved for online Charlotte title loans usually follows a fairly simple process. Here is a brief overview of the steps necessary to get a title loan.

  • Fill out the online application with the make, model, mileage, and year of your vehicle
  • Get a title loan quote in a few minutes that lets you know the amount of cash that your vehicle qualifies for
  • Complete all necessary paperwork, sign the contract, and get your money

Being A Responsible Borrower

There are associated risks with any type of loan. This doesn’t mean that you can’t borrow responsibly and come out ahead. Auto title loans are a great option, if you have bad credit. There are a few steps you should take so you can enter your auto title loan agreement responsibly.

  • Know why you are borrowing money and how you will repay the loan
  • Redo your budget during the loan to make sure you can meet all of your other financial obligations
  • Have a plan of action ready in case you can’t repay your loan


  • You can usually get approved for a title loan fast
  • Many title loan applications can be completed online
  • Bad credit or no credit is OK
  • Most makes and models are accepted
  • You get to keep driving your car!
  • There are usually convenient repayment options available

If you’re in need of quick cash, have bad credit, and own your car outright, you can get a title loan fairly quickly. Title loans do have risks just like any other loan. But, you can still get the cash you need and pay your loan back without any trouble if you’re a responsible borrower.

Car Title Loans Charlotte