Car title loans are loans that use the borrower’s vehicle title as collateral for the loan. Because there is collateral involved, it is not necessary, the way it is with traditional loans, for the borrower to have good credit. He or she simply needs to have a regular source of income in order to pay back the loan.

These loans, which are also called online title loans, since most can be received by filling out an online application, are given in various amounts. How much a person can borrow depends on the value of his or her vehicle, as well as income level. The more the borrower’s vehicle is worth and the higher his or her income, the higher the loan amount the borrower can typically qualify for.

Title Loan Regulations

In North Carolina, car title loans are very common and are easy to get. It’s just a matter of finding a good lender, knowing the title loan laws in North Carolina, and then taking steps to apply for a loan.

Easy Application Process

As mentioned, many lenders operate online and allow prospective buyers to fill out applications online. These applications are usually fairly quick and simple. Complete it in less than 5 minutes.

Secured Personal Information

We protect your information: vehicle’s title information, VIN (vehicle identification number), personal Income and tax return information, social security number, and state issued identification/driver’s license.

Quick Approval

When North Carolina borrowers assemble these things before filling out their applications, the loan process can go much more smoothly and quickly and they can be on their way to getting the cash they need quickly!

Get your free quote now by filling out our easy online application